ZIP 59803 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 59803 in Missoula County, Montana comes in at 19, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (81/100). Structural risk reads 40/100 against active distress of 1/100. Its heaviest discrete signals: construction/permit lag (61/100), structural risk (40/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values held roughly flat year on year, 1.8% off the recent peak, and 20% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $108,992, median income runs above typical U.S. levels. Around 26% of renters are cost-burdened. The poverty rate is 2.6% — low. Population is roughly 17,941 with a median age of 41. Vacancy runs 3.5%. The demographic-stress sub-score lands at 27/100. A median home runs $556,000 here, or 4.5 times local income. The tenure split is 73% owner-occupied to 27% rented. About 53% have a four-year degree. The ZIP holds roughly 7,011 housing units.

Overall, 59803 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 59803 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 59803's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 59803 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 59803's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 59803 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.