ZIP 59803 Property Distress & Foreclosure Data

Composite property distress in 59803 (Missoula County, Montana) lands at 16/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (81/100)). The latent-versus-live split is 33/100 structural and 1/100 already moving. The sharpest non-environmental signals are structural risk (33/100), construction/permit lag (31/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The contraction-phase market in 59803 posted values that fell 2.3% over the year, 2.3% off the recent peak, and 20% higher over three years (phase confidence 83/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $108,992 — above the roughly $78,000 national figure. Around 26% of renters are cost-burdened. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 17,941 with a median age of 41. The vacancy rate is 3.5%. On demographic stress specifically, 59803 scores 27/100. A median home runs $556,000 here, or 4.5 times local income. The tenure split is 73% owner-occupied to 27% rented. About 53% have a four-year degree. The ZIP holds roughly 7,011 housing units.

On the whole, 59803 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.