ZIP 59846 Property Distress & Foreclosure Data

ZIP code 59846 in Missoula County, Montana carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 33/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (81/100). What sets it apart are the readings on structural risk (33/100), construction/permit lag (31/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a contraction phase: values fell 2.3% over the trailing year, 2.3% off the recent peak, at 83/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

100% of housing is owner-occupied. Around 35% of adults hold a bachelor's degree or higher. The poverty rate is 2.6% — low. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. There are about 732 housing units across 59846. The typical home is worth about $461,200 (5.8× income). 1,238 residents call 59846 home, typically aged 60. At $68,707, median income runs near typical U.S. levels.

Taken together, 59846 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.