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ZIP 59802 Foreclosure, Tax-Lien & Distress Report

Missoula County, Montana · Distress market

On DLRadar's 0-100 distress scale, ZIP 59802 in Missoula County, Montana comes in at 19, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (81/100)). The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (40/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structurally it carries 40/100, against 1/100 of stress already in motion.

The peak-phase market in 59802 posted values that held roughly flat over the year, 1.8% off the recent peak, and 12% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 53% owner-occupied to 47% rented. The vacancy rate is 10.1%. Home values center near $461,700, an affordability ratio of 6.5×. The demographic-stress sub-score lands at 39/100. The ZIP holds roughly 10,450 housing units. Around 38% of renters are cost-burdened. At $65,054, median income runs below typical U.S. levels. About 52% have a four-year degree. 19,832 residents call 59802 home, typically aged 37. Roughly 13.7% live below the poverty line.

Net-net, 59802 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 59802 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 59802 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Missoula County, Montana and the nation. 59802 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 59802 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 59802 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
40/100
Structural risk
1/100
Distress activity

ZIP 59802 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk81
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

59802 at a glance

A live read on 59802: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Open the complete 59802 acquisition file

The full 59802 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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