ZIP 59802 Property Distress & Foreclosure Data

DLRadar grades ZIP 59802 (Missoula County, Montana) at a low 16/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). Property-level stress concentrates in structural risk (33/100), construction/permit lag (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 33/100 against active distress of 1/100.

The market reads contraction — home values fell 2.3% year on year, 2.3% off the recent peak, and 12% higher over three years, at 83/100 phase confidence. A cooling market tends to open discount-to-value windows.

Owners hold 53% of homes, renters 47%. Vacancy runs 10.1%. Home values center near $461,700, an affordability ratio of 6.5×. DLRadar's demographic-stress index for the area reads 39/100. There are about 10,450 housing units across 59802. Rent burden reaches 38% of tenant households. Median household income is $65,054, below the U.S. median near $78,000. Educational attainment sits at 52% bachelor's-or-above. About 19,832 people live here, median age 37. 13.7% of residents fall below the poverty threshold.

Net-net, 59802 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.