ZIP 59801 Foreclosure, Tax-Lien & Distress Report

Missoula County, Montana's ZIP 59801 registers 15/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). The split runs 32/100 structural to 1/100 active on the ground. Its standout signals are structural risk (32/100), construction/permit lag (27/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.8% off the recent peak, and 12% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $55,022, median income runs below typical U.S. levels. Population is roughly 31,127 with a median age of 32. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 5.9%. Around 41% of renters are cost-burdened. Educational attainment sits at 51% bachelor's-or-above. On demographic stress specifically, 59801 scores 42/100. There are about 16,053 housing units across 59801. The typical home is worth about $442,400 (7.2× income, severely stretched). Owners hold 41% of homes, renters 59%.

Overall, 59801 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 59801's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 59801 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 59801 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 59801 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.