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ZIP 59826 Foreclosure, Tax-Lien & Distress Report

Missoula County, Montana · High Vacancy market

DLRadar grades ZIP 59826 (Missoula County, Montana) at a low 15/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (81/100). The most distinctive pressure shows up in structural risk (32/100), construction/permit lag (27/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. On the structural side it scores 32/100, with 1/100 of stress already active.

The peak-phase market in 59826 posted values that held roughly flat over the year, 1.8% off the recent peak, and 33% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

542 residents call 59826 home, typically aged 64. The ZIP holds roughly 519 housing units. The vacancy rate is 45.0% — elevated. Rent burden reaches 25% of tenant households. A median home runs $507,800 here, or 8.0 times local income. Around 41% of adults hold a bachelor's degree or higher. Roughly 9.0% live below the poverty line. At $61,364, median income runs below typical U.S. levels. 93% of housing is owner-occupied. On demographic stress specifically, 59826 scores 41/100.

On the whole, 59826 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 59826 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 59826 shows blanks, not estimates, wherever the record is sparse.

The 15/100 for 59826 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 59826 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

15/100
Composite stress
32/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 59826

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk81
Another 9 scored dimensions sit behind 59826

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 59826 by the numbers

The live 59826 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Unlock the full ZIP 59826 acquisition report

The full 59826 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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