ZIP 59826 Property Distress & Foreclosure Data

Composite property distress in 59826 (Missoula County, Montana) lands at 16/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). The sharpest non-environmental signals are structural risk (33/100), construction/permit lag (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 33 and live distress 1 on the 0–100 scale.

The market reads contraction — home values fell 2.3% year on year, 2.3% off the recent peak, and 33% higher over three years, at 83/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 542 people live here, median age 64. There are about 519 housing units across 59826. Vacancy runs 45.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 25% of tenant households. Home values center near $507,800, an affordability ratio of 8.0× — stretched. Educational attainment sits at 41% bachelor's-or-above. 9.0% of residents fall below the poverty threshold. Median household income is $61,364, below the U.S. median near $78,000. Owners hold 93% of homes, renters 7%. DLRadar's demographic-stress index for the area reads 41/100.

Net-net, 59826 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.