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ZIP 59855 Foreclosure, Tax-Lien & Distress Report

Lake County, Montana · High Vacancy market

DLRadar grades ZIP 59855 (Lake County, Montana) at a minimal 10/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (66/100). The most distinctive pressure shows up in structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Latent structural risk is 20/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 62% of homes, renters 38%. There are about 241 housing units across 59855. About 430 people live here, median age 40. At $31,510, median income runs below typical U.S. levels. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 9% bachelor's-or-above. Home values center near $160,600, an affordability ratio of 4.0×. The demographic-stress sub-score lands at 33/100. Roughly 33.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 0% of renters are cost-burdened.

Net-net, 59855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 59855 at the moment; the composite and its components are still built from verifiable public records.

Whether 59855 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59855 can be compared directly against any other ZIP in Lake County, Montana or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 59855 shows blanks, not estimates, wherever the record is sparse.

The 10/100 for 59855 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 59855 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

10/100
Composite stress
20/100
Structural risk
2/100
Distress activity

ZIP 59855 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk66
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 59855 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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See who owns each distressed property in 59855, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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