ZIP 59855 Property Distress & Foreclosure Data

ZIP code 59855 in Lake County, Montana carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (66/100). What sets it apart are the readings on structural risk (25/100), construction/permit lag (18/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural exposure scores 25 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 41/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

62% of housing is owner-occupied. There are about 241 housing units across 59855. 430 residents call 59855 home, typically aged 40. At $31,510, median income runs below typical U.S. levels. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Around 9% of adults hold a bachelor's degree or higher. The typical home is worth about $160,600 (4.0× income). The demographic-stress sub-score lands at 33/100. The poverty rate is 33.3% — high, a tax-stress and distress correlate. Rent burden reaches 0% of tenant households.

Taken together, 59855 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.