ZIP 59855 Foreclosure, Tax-Lien & Distress Report
Lake County, Montana · High Vacancy market
DLRadar grades ZIP 59855 (Lake County, Montana) at a minimal 10/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (66/100). The most distinctive pressure shows up in structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Latent structural risk is 20/100 while live distress already moving reads 2/100.
Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 62% of homes, renters 38%. There are about 241 housing units across 59855. About 430 people live here, median age 40. At $31,510, median income runs below typical U.S. levels. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 9% bachelor's-or-above. Home values center near $160,600, an affordability ratio of 4.0×. The demographic-stress sub-score lands at 33/100. Roughly 33.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 0% of renters are cost-burdened.
Net-net, 59855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 59855 at the moment; the composite and its components are still built from verifiable records.
Whether 59855 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59855 can be compared directly against any other ZIP in Lake County, Montana or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 59855 shows blanks, not estimates, wherever the record is sparse.
The 10/100 for 59855 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 59855 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 59855 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 59855 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Lake County, Montana
Further distress data across Lake County, Montana at ZIP, county and state level.
Unlock parcel-level detail for ZIP 59855
See who owns each distressed property in 59855, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology