ZIP 59860 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 59860 (Lake County, Montana) returns a minimal composite of 10/100. Climate and flood risk are elevated too — climate & FEMA risk (66/100). The pressure is most legible in structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Latent structural risk is 20/100 while live distress already moving reads 2/100.

The peak-phase market in 59860 posted values that rose 2.2% over the year, and 8% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

A median home runs $441,500 here, or 6.5 times local income. Owners hold 69% of homes, renters 31%. Population is roughly 11,580 with a median age of 47. Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $59,883 — below the roughly $78,000 national figure. On demographic stress specifically, 59860 scores 42/100. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 6,770 housing units across 59860. About 33% have a four-year degree. Around 40% of renters are cost-burdened.

Taken together, 59860 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 59860 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 59860 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59860 can be compared directly against any other ZIP in Lake County, Montana or nationwide. Sparse data for 59860 shows as blanks, never estimates, and the score updates on every fresh public filing.

59860's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 59860 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.