ZIP 59860 Property Distress & Foreclosure Data

In Lake County, Montana, ZIP 59860 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (66/100)). Its standout signals are structural risk (25/100), construction/permit lag (18/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural risk reads 25/100 against active distress of 2/100.

The peak-phase market in 59860 posted values that rose 3.4% over the year, and 8% higher over three years, at 41/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $441,500 here, or 6.5 times local income. The tenure split is 69% owner-occupied to 31% rented. Population is roughly 11,580 with a median age of 47. Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $59,883 — below the roughly $78,000 national figure. On demographic stress specifically, 59860 scores 42/100. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 6,770 housing units across 59860. About 33% have a four-year degree. Rent burden reaches 40% of tenant households.

On the whole, 59860 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.