Lake County, MT: Foreclosures, Tax Liens & Distressed Properties

Lake County, Montana is mapped parcel-to-ZIP by DLRadar's public-record distress engine. The county spans 15 scored ZIP codes, averaging 11/100 composite distress. ZIP-level distress ranges from 14/100 at the top down to 10/100. On bank and credit headwind, Lake County scores 64/100, a stressed reading.

In its peak phase, Lake County home prices rose 2.2% across the last year, at 21/100 phase confidence. On a market plateau, blanket buying underperforms as the ZIP scores below show.

With Lake County flat at +2.2% YoY (21/100 confidence), selectivity rules and a county-wide sweep stays on the shelf. An elevated 64/100 reading is a buyer tailwind: banks under pressure move REO faster.

Leading Lake County on distress: 59821 (14/100), 59845 (13/100), 59922 (13/100), 59911 (11/100), 59824 (10/100), 59855 (10/100). The breakdown continues through 59860, 59863, 59864, 59865, 59910, 59914, 59915, 59929, 59931 and more.

Demographically, Lake County's tracked footprint show typical home values near $499,875, a median age of 48, 78% of homes owner-occupied, household income averaging about $66,463, below the national median, a 27.1% vacancy rate, poverty running near 17.8%. Read together, they frame the depth of motivated supply and the pace of resale.

With a minimal 11/100 reading over 15 ZIPs, the opportunity hides below the average and not a county-wide play. Inside DLRadar, each Lake County property carries owner, address and APN, its own score, the lender behind it and an exit read.

No county is too small to score: Lake County, Montana runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Lake County's numbers mean exactly what they mean anywhere else in Montana.

The way to work Lake County, Montana is top-down — start with the highest-scoring ZIPs (up to 14/100 here), then drill to the parcels driving those numbers, rather than blanketing Lake County with undifferentiated outreach. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Lake County data is thin.

At the ZIP level, the sharpest readings in Lake County are 59821 (14/100), 59845 (13/100), 59922 (13/100), 59911 (11/100), 59824 (10/100), 59855 (10/100). DLRadar also scores 59860, 59863, 59864, 59865, 59910, 59914, 59915, 59929 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Lake County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.