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Lake County, MT: Foreclosures, Tax Liens & Distressed Properties

Lake County, MT, Montana: 15 ZIP codes scored, Lake County, MT averaging 11/100 (minimal, Lake, MT), from 10 to 17. Lake County, MT is in its peak phase (Lake, MT confidence 21/100): Lake, MT home prices up 2.2% (Lake, MT) over twelve months. Lake County, MT lender headwind: 64/100.

Highest-scoring Lake County, MT ZIPs: 59821 (17/100), 59922 (14/100), 59845 (13/100), 59911 (11/100), 59824 (10/100), 59855 (10/100). Also scored in Lake County, MT: 59860, 59863, 59864, 59865, 59910, 59914, 59915, 59929, 59931.

Across Lake County, MT's scored ZIPs: median home value $499,875, household income $66,463, 27.1% vacancy, 17.8% poverty, 78% owner-occupied, median age 48.0.

Lake County, MT insurance distress 0/100 (#2,840 in the US); FEMA hazard 0/100 for Lake, MT; 1 federal disaster declaration in Lake County, MT since 2023; Lake, MT construction distress 2/100.

5 banks with 10 branches lend in Lake County, MT; Lake, MT weighted bank stress 66/100, highest 93/100 in Lake, MT.

Lake County, MT unemployment 3.3% (Lake, MT -2.0 pts, six months); 60 new housing units permitted in Lake County, MT over twelve months, Lake, MT up 94% from 31; Lake, MT home prices +12.8% a year (Lake, MT) over three years.

16,468 housing units in Lake County, MT; 3,190 Lake, MT renter households; 36% of Lake, MT renters spend 30%+ of income on rent, 18% (Lake, MT) half or more.

Lake County, MT ranks #1,759 nationally on the opportunity index (Lake, MT, among all ranked counties); Lake, MT scores 28.6/100 and Lake, MT sits #26 inside Montana. Lake, MT is in the early_signal opportunity phase; Lake, MT's primary driver is vacancy, Lake, MT second driver bank institutional; Lake, MT moved down 134 places. 22 short-sale listings across Lake, MT; 28 days on market observed in Lake, MT; 23.6% vacancy over 15 Lake, MT ZIPs.

No CFPB county sample covers Lake County, MT. The non-metro area reading for Lake, MT: 0.7% ninety-plus days late; Lake, MT's thirty-to-eighty-nine share is 2.0% (Lake, MT, December 2025 data); Montana overall 0.6%.

Lake County, MT has 4 watched banks; 4 Lake, MT banks sit in an elevated band. Lake, MT footprints: Valley Bank Of Ronan (4 branches, stress 77) in Lake, MT; Glacier Bank (3 branches, stress 54) in Lake, MT; First Interstate Bank (1 branch, stress 57) in Lake, MT.

3,892 of the 16,468 housing units in Lake, MT sit vacant. Lake County, MT permitted 22 multifamily units in twelve months; Lake, MT's one-to-four unit structures added 38 units in Lake County, MT.

Peak
Market phase
2.2%
Lake, MT HPI YoY
0%
Drawdown
21
Lake confidence

Top Lake County ZIP codes by stress score

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