ZIP 59922 Property Distress & Foreclosure Data

ZIP code 59922 in Flathead County, Montana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (26/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100). On the structural side it scores 26/100, with 1/100 of stress already active.

The market reads peak — home values rose 2.1% year on year, and 44% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 27.0% — elevated. Around 55% of renters are cost-burdened. Owners hold 76% of homes, renters 24%. Educational attainment sits at 30% bachelor's-or-above. The ZIP holds roughly 1,330 housing units. About 2,617 people live here, median age 52. 13.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 44/100. Median household income is $79,608, near the U.S. median near $78,000. Home values center near $657,500, an affordability ratio of 6.9×.

Net-net, 59922 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.