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ZIP 59922 Foreclosure, Tax-Lien & Distress Report

Flathead County, Montana · High Vacancy market

ZIP 59922's composite property-distress score is 13/100 - DLRadar classes that as minimal for Flathead County, Montana. The sharpest non-environmental signals are structural risk (26/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100). Structural risk reads 26/100 against active distress of 1/100.

The peak-phase market in 59922 posted values that rose 2.5% over the year, and 44% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 27.0% — elevated. Rent burden reaches 55% of tenant households. The tenure split is 76% owner-occupied to 24% rented. Around 30% of adults hold a bachelor's degree or higher. There are about 1,330 housing units across 59922. About 2,617 people live here, median age 52. Roughly 13.2% live below the poverty line. The demographic-stress sub-score lands at 44/100. At $79,608, median income runs near typical U.S. levels. Home values center near $657,500, an affordability ratio of 6.9×.

Net-net, 59922 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 59922 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 59922 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 59922, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 59922 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Treat 59922 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

13/100
Composite stress
26/100
Structural risk
1/100
Distress activity

ZIP 59922 distress signals, scored

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk86
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 59922 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 59922, drawn from the same report attached to each property.

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Unlock parcel-level detail for ZIP 59922

The full 59922 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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