ZIP 59912 Property Distress & Foreclosure Data

Flathead County, Montana's ZIP 59912 registers 13/100 composite distress, which DLRadar reads as minimal. Structural risk reads 27/100 against active distress of 1/100. The most distinctive pressure shows up in structural risk (27/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 10% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

77% of housing is owner-occupied. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. At $73,515, median income runs near typical U.S. levels. Rent burden reaches 33% of tenant households. 15,745 residents call 59912 home, typically aged 41. The poverty rate is 9.8%. There are about 6,887 housing units across 59912. Around 31% of adults hold a bachelor's degree or higher. The typical home is worth about $488,800 (6.0× income). The demographic-stress sub-score lands at 36/100.

Overall, 59912 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.