ZIP 59912 Foreclosure, Tax-Lien & Distress Report
Flathead County, Montana · Distress market
In Flathead County, Montana, ZIP 59912 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. On the structural side it scores 29/100, with 1/100 of stress already active. The pressure is most legible in structural risk (29/100), construction/permit lag (8/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (87/100).
The market reads peak — home values rose 2.5% year on year, and 10% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
77% of housing is owner-occupied. The vacancy rate is 11.8% — elevated. At $73,515, median income runs near typical U.S. levels. Rent burden reaches 33% of tenant households. 15,745 residents call 59912 home, typically aged 41. Roughly 9.8% live below the poverty line. There are about 6,887 housing units across 59912. Educational attainment sits at 31% bachelor's-or-above. Home values center near $488,800, an affordability ratio of 6.0×. The demographic-stress sub-score lands at 36/100.
Overall, 59912 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 59912 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 59912 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Flathead County, Montana and the nation. Sparse data for 59912 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 14/100 for 59912 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 59912 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 59912’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 59912 Stress Report snapshot
The live 59912 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Flathead County
Nearest ZIP codes to 59912
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Montana distress
Further distress data across Flathead County, Montana at ZIP, county and state level.
The complete 59912 distress and acquisition report
Every distressed parcel in 59912 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology