ZIP 59913 Property Distress & Foreclosure Data

ZIP code 59913 in Flathead County, Montana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (27/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100). The latent-versus-live split is 27/100 structural and 1/100 already moving.

The market reads peak — home values rose 2.0% year on year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Home values center near $560,100, an affordability ratio of 13.2× — stretched. DLRadar's demographic-stress index for the area reads 51/100. About 543 people live here, median age 61. Owners hold 95% of homes, renters 5%. The ZIP holds roughly 404 housing units. 5.9% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. Median household income is $40,481, below the U.S. median near $78,000. The vacancy rate is 41.8% — elevated.

Net-net, 59913 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.