ZIP 59936 Foreclosure, Tax-Lien & Distress Report

ZIP code 59936 in Flathead County, Montana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (87/100). Property-level stress concentrates in structural risk (27/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Latent structural risk is 27/100 while live distress already moving reads 1/100.

The market reads peak — home values rose 2.5% year on year (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 476 housing units. 70% of housing is owner-occupied. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 20% of renters are cost-burdened. The typical home is worth about $532,300 (6.5× income). About 49% have a four-year degree. About 679 people live here, median age 44. At $87,031, median income runs near typical U.S. levels. Vacancy runs 51.5%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 40/100.

Net-net, 59936 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 59936 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 59936 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Flathead County, Montana and the nation. 59936 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 59936's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 59936 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.