ZIP 59448 Foreclosure, Tax-Lien & Distress Report
Pondera County, Montana · High Vacancy market
ZIP code 59448 in Pondera County, Montana carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (100/100), structural risk (41/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (13/100) stay muted. On the structural side it scores 41/100, with 4/100 of stress already active.
The peak-phase market in 59448 posted values that rose 2.2% over the year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $51,000, an affordability ratio of 1.6× — accessible. 38.4% of residents fall below the poverty threshold. The tenure split is 49% owner-occupied to 51% rented. Median household income is $29,318, below the U.S. median near $78,000. On demographic stress specifically, 59448 scores 33/100. The ZIP holds roughly 183 housing units. Around 15% of renters are cost-burdened. Population is roughly 647 with a median age of 29. Educational attainment sits at 12% bachelor's-or-above.
Taken together, 59448 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 59448 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 59448 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59448 can be compared directly against any other ZIP in Pondera County, Montana or nationwide. Sparse data for 59448 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 18/100 figure for 59448 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 59448 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 59448’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 59448 Stress Report snapshot
59448 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Pondera County ZIPs near 59448
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