Pondera County, MT: Foreclosures, Tax Liens & Distressed Properties
Pondera County, Montana sits inside DLRadar's nationwide distress index, built entirely from public records. ZIP-level distress ranges from 18/100 at the top down to 12/100. There are 6 scored ZIPs in the county (mean composite 15/100). Bank/credit headwind for the county is 30 on a 0–100 scale, a contained reading.
The county market is in a peak phase: home prices rose 2.2% over the past year (phase confidence 21/100). With pricing topped out, broad sweeps stop paying leaving the wins in individual deals.
At +2.2% YoY and 21/100 confidence, the discount lives in outliers and a county-wide sweep stays on the shelf. A contained 30/100 bank headwind favors owner-driven distress more than bank stock.
Distress concentrates in ZIP 59425 (18/100), ZIP 59448 (18/100), ZIP 59486 (18/100), ZIP 59456 (14/100), ZIP 59416 (12/100), ZIP 59432 (12/100) — drill into any for the parcel-level read.
Demographically, Pondera County's scored ZIPs come in at household income averaging about $50,606, below the national median, poverty running near 22.7%, vacancy near 18.6%, typical home values near $173,200, residents with a median age around 41.7, 60% owner-occupancy. These fundamentals drive the kind of distress to expect and the buyer pool on exit.
Net of it all, 15/100 over 6 ZIPs means the opportunity hides below the average — work it parcel by parcel. Subscribers get each Pondera County parcel's owner, address and APN, its own score, the lender behind it and an exit read.
No county is too small to score: Pondera County, Montana runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Pondera County's numbers mean exactly what they mean anywhere else in Montana.
Treat Pondera County, Montana as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. All of it is deterministic and auditable: Pondera County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.
The ZIP breakdown for Pondera County leads with 59425 (18/100), 59448 (18/100), 59486 (18/100), 59456 (14/100), 59416 (12/100), 59432 (12/100). Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.
DLRadar's composite for Pondera County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 59425 | MT | 18 | |||
| 59448 | MT | 18 | |||
| 59486 | MT | 18 | |||
| 59456 | MT | 14 | |||
| 59416 | MT | 12 | |||
| 59432 | MT | 12 |
Top Pondera County ZIP codes by stress score
Work Pondera County, Montana at the parcel level
Every distressed property with owner, address, APN, per-property distress score, bank exposure and a funding + closing path.
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Carry on into the rest of the stack
Distress is a stack, not a list. These layers cross-check each other before you commit capital.
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