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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 59486 Foreclosure, Tax-Lien & Distress Report

Pondera County, Montana · High Vacancy market

In Pondera County, Montana, ZIP 59486 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (41/100), institutional ownership (24/100). On the quiet end sit institutional ownership (24/100) and mortgage stress (13/100). Structural risk reads 41/100 against active distress of 4/100.

The peak-phase market in 59486 posted values that rose 2.2% over the year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $182,900 here, or 2.7 times local income. Around 59% of renters are cost-burdened. 82% of housing is owner-occupied. Roughly 31.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 59486 scores 35/100. The ZIP holds roughly 577 housing units. About 16% have a four-year degree. Population is roughly 1,196 with a median age of 46. Households earn a median $53,056 — below the roughly $78,000 national figure.

On the whole, 59486 leans distressed, with opportunity clustered in specific stressed parcels. 59486 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 59486 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 59486 stays directly comparable to neighboring ZIPs and the rest of Pondera County, Montana. Sparse data for 59486 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 59486 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 59486 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

18/100
Composite stress
41/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 59486

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk19
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 59486 distress snapshot

59486 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Pondera County

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