ZIP 59916 Foreclosure, Tax-Lien & Distress Report

In Flathead County, Montana, ZIP 59916 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. Structural risk reads 29/100 against active distress of 1/100. What sets it apart are the readings on structural risk (29/100), construction/permit lag (8/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (87/100).

The peak-phase market in 59916 posted values that rose 2.5% over the year, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 87% of homes, renters 13%. Home values center near $390,000, an affordability ratio of 6.0×. Vacancy runs 78.5%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 168 with a median age of 64. Households earn a median $60,313 — below the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. Roughly 9.5% live below the poverty line. There are about 379 housing units across 59916. Educational attainment sits at 43% bachelor's-or-above.

Taken together, 59916 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 59916 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 59916 stays directly comparable to neighboring ZIPs and the rest of Flathead County, Montana. Where the record is thin for 59916, the field stays empty rather than modeled, and fills in as new documents post.

Behind 59916's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 59916 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.