ZIP 59932 Foreclosure, Tax-Lien & Distress Report

ZIP code 59932 in Flathead County, Montana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100)). Property-level stress concentrates in structural risk (27/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Latent structural risk is 27/100 while live distress already moving reads 1/100.

The peak-phase market in 59932 posted values that rose 2.5% over the year, and 8% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,062 housing units. Owners hold 72% of homes, renters 28%. About 37% have a four-year degree. The vacancy rate is 19.8% — elevated. A median home runs $768,600 here, or 10.8 times local income. The poverty rate is 5.0% — low. On demographic stress specifically, 59932 scores 45/100. Rent burden reaches 19% of tenant households. Population is roughly 1,530 with a median age of 64. At $57,325, median income runs below typical U.S. levels.

Net-net, 59932 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 59932 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 59932's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 59932, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

59932's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 59932 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.