ZIP 59931 Property Distress & Foreclosure Data

ZIP code 59931 in Lake County, Montana carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (25/100), construction/permit lag (18/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. The latent-versus-live split is 25/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (66/100).

The market reads peak — home values rose 3.4% year on year (phase confidence 41/100). Topping markets hide individual distress behind strong averages.

About 249 people live here, median age 56. Owners hold 98% of homes, renters 2%. Home values center near $742,600, an affordability ratio of 5.9×. The ZIP holds roughly 323 housing units. 13.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100. Median household income is $172,750, above the U.S. median near $78,000. The vacancy rate is 70.2% — elevated. Educational attainment sits at 49% bachelor's-or-above.

Net-net, 59931 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.