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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 59931 Foreclosure, Tax-Lien & Distress Report

Lake County, Montana · High Vacancy market

Scored purely from public records, 59931 (Lake County, Montana) returns a minimal composite of 10/100. The most distinctive pressure shows up in structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. The latent-versus-live split is 20/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (66/100)).

The market reads peak — home values rose 2.2% year on year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 249 people live here, median age 56. The tenure split is 98% owner-occupied to 2% rented. A median home runs $742,600 here, or 5.9 times local income. There are about 323 housing units across 59931. The poverty rate is 13.3%. DLRadar's demographic-stress index for the area reads 39/100. Median household income is $172,750, above the U.S. median near $78,000. The vacancy rate is 70.2% — elevated. Around 49% of adults hold a bachelor's degree or higher.

Net-net, 59931 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 59931 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 59931 read uses the identical public-record model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 59931 stays directly comparable to neighboring ZIPs and the rest of Lake County, Montana. Sparse data for 59931 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 10/100 figure for 59931 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 59931 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

10/100
Composite stress
20/100
Structural risk
2/100
Distress activity

ZIP 59931 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk66
9 further distress layers are graded for 59931

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 59931 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 59931, drawn from the same report attached to each property.

Loading ZIP 59931 stress data…

Neighbouring ZIPs in Lake County

More distress data near 59931

More ZIP, county and state distress intelligence connected to Lake County, Montana.

Unlock parcel-level detail for ZIP 59931

Pull every distressed parcel in 59931 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Built from public records, scored the same way everywhere · methodology

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