ZIP 59865 Foreclosure, Tax-Lien & Distress Report

In Lake County, Montana, ZIP 59865 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). The split runs 20/100 structural to 2/100 active on the ground. Its heaviest discrete signals: structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 59865 posted values that rose 2.2% over the year, and 20% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $55,213, median income runs below typical U.S. levels. Around 22% of renters are cost-burdened. The tenure split is 74% owner-occupied to 26% rented. Educational attainment sits at 24% bachelor's-or-above. The vacancy rate is 9.8%. On demographic stress specifically, 59865 scores 36/100. The poverty rate is 17.1% — high, a tax-stress and distress correlate. 3,741 residents call 59865 home, typically aged 38. A median home runs $345,300 here, or 5.6 times local income. The ZIP holds roughly 1,413 housing units.

Overall, 59865 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 59865 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 59865 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Lake County, Montana and the nation. 59865 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 10/100 figure for 59865 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 59865 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.