ZIP 59865 Property Distress & Foreclosure Data

In Lake County, Montana, ZIP 59865 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). The latent-versus-live split is 25/100 structural and 2/100 already moving. Its standout signals are structural risk (25/100), construction/permit lag (18/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.4% year on year, and 20% higher over three years (phase confidence 41/100). Topping markets hide individual distress behind strong averages.

Median household income is $55,213, below the U.S. median near $78,000. Around 22% of renters are cost-burdened. Owners hold 74% of homes, renters 26%. Educational attainment sits at 24% bachelor's-or-above. The vacancy rate is 9.8%. DLRadar's demographic-stress index for the area reads 36/100. 17.1% of residents fall below the poverty threshold. About 3,741 people live here, median age 38. Home values center near $345,300, an affordability ratio of 5.6×. The ZIP holds roughly 1,413 housing units.

Net-net, 59865 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.