ZIP 59863 Foreclosure, Tax-Lien & Distress Report

ZIP code 59863 in Lake County, Montana carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (66/100)). Structural exposure scores 20 and live distress 0 on the 0–100 scale. What sets it apart are the readings on structural risk (20/100), institutional ownership (3/100). By contrast, structural risk (20/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 86 housing units. About 20% have a four-year degree. 174 residents call 59863 home, typically aged 38. At $76,582, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 18/100. 100% of housing is owner-occupied. The vacancy rate is 8.9%.

On balance 59863 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 59863 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 59863's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 59863 reflects the current record instead of a stale or modeled snapshot.

59863's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 59863 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.