ZIP 59920 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 59920 (Flathead County, Montana) at a minimal 13/100 for overall property distress. What sets it apart are the readings on structural risk (27/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (87/100)). Structural risk reads 27/100 against active distress of 1/100.

The market reads peak — home values rose 2.5% year on year, and 5% higher over three years (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 59920 scores 39/100. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. 6.4% of residents fall below the poverty threshold. Educational attainment sits at 32% bachelor's-or-above. Households earn a median $83,300 — near the roughly $78,000 national figure. Owners hold 88% of homes, renters 12%. The typical home is worth about $722,500 (8.0× income, severely stretched). 1,635 residents call 59920 home, typically aged 44. Rent burden reaches 19% of tenant households. There are about 706 housing units across 59920.

Net-net, 59920 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 59920 at the moment; the composite and its components are still built from verifiable public records.

Whether 59920 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59920 can be compared directly against any other ZIP in Flathead County, Montana or nationwide. 59920 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 figure for 59920 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 59920 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.