ZIP 59920 Property Distress & Foreclosure Data

Composite property distress in 59920 (Flathead County, Montana) lands at 13/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (27/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (87/100)). The latent-versus-live split is 27/100 structural and 1/100 already moving.

The peak-phase market in 59920 posted values that rose 2.0% over the year, and 5% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 59920 scores 39/100. The vacancy rate is 16.2% — elevated. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. About 32% have a four-year degree. Households earn a median $83,300 — near the roughly $78,000 national figure. The tenure split is 88% owner-occupied to 12% rented. A median home runs $722,500 here, or 8.0 times local income. Population is roughly 1,635 with a median age of 44. Around 19% of renters are cost-burdened. The ZIP holds roughly 706 housing units.

On the whole, 59920 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.