ZIP 59901 Foreclosure, Tax-Lien & Distress Report

ZIP code 59901 in Flathead County, Montana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100)). Its heaviest discrete signals: structural risk (27/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). On the structural side it scores 27/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 13% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.8%. 72% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. There are about 25,661 housing units across 59901. A median home runs $476,300 here, or 5.9 times local income. 10.0% of residents fall below the poverty threshold. Population is roughly 61,710 with a median age of 39. About 33% have a four-year degree. Rent burden reaches 39% of tenant households. Median household income is $70,391, near the U.S. median near $78,000.

Net-net, 59901 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 59901 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 59901's 13/100 can be lined up against any neighbor in Flathead County, Montana or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 59901, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 59901's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 59901 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.