Flathead County, MT: Foreclosures, Tax Liens & Distressed Properties

Flathead County, MT, Montana: 16 ZIP codes scored, Flathead County, MT averaging 14/100 (minimal, Flathead, MT), from 11 to 14. Flathead County, MT is in its peak phase (Flathead, MT confidence 15/100): Flathead, MT home prices up 2.5% (Flathead, MT) over twelve months. Flathead County, MT lender headwind: 42/100.

Highest-scoring Flathead County, MT ZIPs: 59901 (14/100), 59912 (14/100), 59913 (14/100), 59916 (14/100), 59919 (14/100), 59920 (14/100). Also scored in Flathead County, MT: 59922, 59925, 59926, 59927, 59928, 59932, 59936, 59937, 59845, 59911.

Across Flathead County, MT's scored ZIPs: median home value $551,813, household income $72,015, 32.1% vacancy, 9.0% poverty, 78% owner-occupied, median age 51.7.

Flathead County, MT insurance distress 0/100 (#2,835 in the US); FEMA hazard 0/100 for Flathead, MT; 1 federal disaster declaration in Flathead County, MT since 2023; Flathead, MT construction distress 8/100.

12 banks with 37 branches lend in Flathead County, MT; Flathead, MT weighted bank stress 58/100, highest 82/100 in Flathead, MT.

Flathead County, MT unemployment 2.7% (Flathead, MT -2.0 pts, six months); 858 new housing units permitted in Flathead County, MT over twelve months, Flathead, MT up 42% from 603; Flathead, MT home prices +12.8% a year (Flathead, MT) over three years.

51,680 housing units in Flathead County, MT; 11,309 Flathead, MT renter households; 48% of Flathead, MT renters spend 30%+ of income on rent, 23% (Flathead, MT) half or more.

Flathead County, MT ranks #2,467 nationally on the opportunity index (Flathead, MT, among all ranked counties); Flathead, MT scores 26.0/100 and Flathead, MT sits #46 inside Montana. Flathead, MT is in the weak opportunity phase; Flathead, MT's primary driver is vacancy, Flathead, MT second driver bank institutional; Flathead, MT moved up 277 places. 97 short-sale listings across Flathead, MT; 39 days on market observed in Flathead, MT; 11.3% vacancy over 16 Flathead, MT ZIPs.

No CFPB county sample covers Flathead County, MT. The non-metro area reading for Flathead, MT: 0.7% ninety-plus days late; Flathead, MT's thirty-to-eighty-nine share is 2.0% (Flathead, MT, December 2025 data); Montana overall 0.6%.

Flathead County, MT has 10 watched banks; 10 Flathead, MT banks sit in an elevated band. Flathead, MT footprints: Glacier Bank (11 branches, stress 54) in Flathead, MT; First Interstate Bank (7 branches, stress 57) in Flathead, MT; Stockman Bank Of Montana (5 branches, stress 53) in Flathead, MT.

HUD lists 5 assisted multifamily properties in Flathead County, MT with 189 units; 93 Flathead, MT units are assisted, 2 Flathead, MT properties under project-based Section 8.

7,447 of the 51,680 housing units in Flathead, MT sit vacant. Flathead County, MT permitted 590 multifamily units in twelve months; Flathead, MT's one-to-four unit structures added 268 units in Flathead County, MT.