Flathead County, MT: Foreclosures, Tax Liens & Distressed Properties

Flathead County, Montana sits inside DLRadar's nationwide distress index, built entirely from public records. Coverage runs to 16 ZIPs across Flathead County, a minimal 13/100 average. Bank/credit headwind for the county is 42 on a 0–100 scale, a moderate reading. Individual Flathead County ZIPs score between 11 and 13 on the 0–100 composite.

In its peak phase, Flathead County home prices rose 2.5% across the last year, a 15/100-confidence read. At this stage of the cycle, distress turns selective — the edge is parcel by parcel.

Near the cycle top at +2.5% YoY (15/100 confidence), opportunity is parcel-specific — target the few ZIPs carrying distress. A mid-cycle 42/100 lender reading points to mixed owner- and bank-driven distress.

Highest scores land in 59845 (13/100), 59901 (13/100), 59912 (13/100), 59913 (13/100), 59916 (13/100), 59919 (13/100); each opens to a full parcel breakdown. Coverage extends to 59920, 59922, 59925, 59926, 59927, 59928, 59932, 59936, 59937, 59911 among others.

On the housing-and-income side, the ZIPs DLRadar tracks across Flathead County come in at 78% owner-occupancy, a median household income near $72,015 (near the US norm), residents with a median age around 51.7, a 9% poverty rate, typical home values near $551,813, a 32.1% vacancy rate. These fundamentals frame both the distress on offer and the exit velocity.

All in at 13/100 over 16 ZIPs, the opportunity hides below the average — work it parcel by parcel. Inside DLRadar, each Flathead County property carries owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

Because Flathead County, Montana is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Flathead County against neighboring markets or the rest of Montana on equal footing.

The practical read on Flathead County, Montana is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Flathead County data is thin.

The ZIP breakdown for Flathead County leads with 59845 (13/100), 59901 (13/100), 59912 (13/100), 59913 (13/100), 59916 (13/100), 59919 (13/100). DLRadar also scores 59920, 59922, 59925, 59926, 59927, 59928, 59932, 59936 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Flathead County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.