ZIP 59808 Property Distress & Foreclosure Data

Composite property distress in 59808 (Missoula County, Montana) lands at 16/100 — low on DLRadar's public-record scoring. Structural exposure scores 33 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are structural risk (33/100), construction/permit lag (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads contraction — home values fell 2.3% year on year, 2.3% off the recent peak, and 8% higher over three years, at 83/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 4.2%. 10.6% of residents fall below the poverty threshold. Owners hold 63% of homes, renters 37%. DLRadar's demographic-stress index for the area reads 36/100. About 22,804 people live here, median age 36. Educational attainment sits at 40% bachelor's-or-above. There are about 10,560 housing units across 59808. Rent burden reaches 45% of tenant households. Home values center near $460,900, an affordability ratio of 5.5×. Median household income is $76,795, near the U.S. median near $78,000.

Net-net, 59808 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.