ZIP 59808 Foreclosure, Tax-Lien & Distress Report

Missoula County, Montana's ZIP 59808 registers 15/100 composite distress, which DLRadar reads as low. Structural exposure scores 32 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in structural risk (32/100), construction/permit lag (27/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.8% off the recent peak, and 8% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.2%. Roughly 10.6% live below the poverty line. The tenure split is 63% owner-occupied to 37% rented. The demographic-stress sub-score lands at 36/100. Population is roughly 22,804 with a median age of 36. Educational attainment sits at 40% bachelor's-or-above. The ZIP holds roughly 10,560 housing units. Rent burden reaches 45% of tenant households. The typical home is worth about $460,900 (5.5× income). Households earn a median $76,795 — near the roughly $78,000 national figure.

Net-net, 59808 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 59808 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 59808 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 59808 stays directly comparable to neighboring ZIPs and the rest of Missoula County, Montana. Sparse data for 59808 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 59808 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For a buyer, 59808 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.