ZIP 59823 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 59823 (Missoula County, Montana) at a low 15/100 for overall property distress. Leading the profile are structural risk (32/100), construction/permit lag (27/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 32 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (81/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.8% off the recent peak, and 23% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Households earn a median $82,548 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 27/100. The poverty rate is 8.7%. The ZIP holds roughly 855 housing units. The vacancy rate is 5.9%. About 38% have a four-year degree. 88% of housing is owner-occupied. Home values center near $474,100, an affordability ratio of 5.6×. Rent burden reaches 0% of tenant households. 2,069 residents call 59823 home, typically aged 43.

Net-net, 59823 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 59823 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 59823's 15/100 can be lined up against any neighbor in Missoula County, Montana or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 59823 reflects the current record instead of a stale or modeled snapshot.

59823's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 59823 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.