ZIP 59823 Property Distress & Foreclosure Data

ZIP code 59823 in Missoula County, Montana carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (33/100), construction/permit lag (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. On the structural side it scores 33/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads contraction — home values fell 2.3% year on year, 2.3% off the recent peak, and 23% higher over three years (phase confidence 83/100). A cooling market tends to open discount-to-value windows.

Median household income is $82,548, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. 8.7% of residents fall below the poverty threshold. The ZIP holds roughly 855 housing units. The vacancy rate is 5.9%. Educational attainment sits at 38% bachelor's-or-above. Owners hold 88% of homes, renters 12%. Home values center near $474,100, an affordability ratio of 5.6×. Around 0% of renters are cost-burdened. About 2,069 people live here, median age 43.

Net-net, 59823 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.