ZIP 59847 Property Distress & Foreclosure Data

In Missoula County, Montana, ZIP 59847 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (33/100), construction/permit lag (31/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). The latent-versus-live split is 33/100 structural and 1/100 already moving.

The market reads contraction — home values fell 2.2% year on year, 2.3% off the recent peak, and 12% higher over three years (phase confidence 81/100). A cooling market tends to open discount-to-value windows.

Around 48% of renters are cost-burdened. 8.2% of residents fall below the poverty threshold. The vacancy rate is 1.3%. The ZIP holds roughly 2,488 housing units. Median household income is $75,710, near the U.S. median near $78,000. Educational attainment sits at 36% bachelor's-or-above. Home values center near $449,600, an affordability ratio of 4.8×. Owners hold 76% of homes, renters 24%. DLRadar's demographic-stress index for the area reads 33/100. About 6,579 people live here, median age 34.

Net-net, 59847 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.