ZIP 59847 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 59847 (Missoula County, Montana) lands at 15/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in structural risk (32/100), construction/permit lag (27/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (81/100). Structural exposure scores 32 and live distress 1 on the 0–100 scale.

The market reads peak — home values held roughly flat year on year, 1.7% off the recent peak, and 12% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 48% of renters are cost-burdened. 8.2% of residents fall below the poverty threshold. Vacancy runs 1.3%. There are about 2,488 housing units across 59847. Households earn a median $75,710 — near the roughly $78,000 national figure. Around 36% of adults hold a bachelor's degree or higher. Home values center near $449,600, an affordability ratio of 4.8×. The tenure split is 76% owner-occupied to 24% rented. DLRadar's demographic-stress index for the area reads 33/100. 6,579 residents call 59847 home, typically aged 34.

Net-net, 59847 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 59847 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 59847 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59847 can be compared directly against any other ZIP in Missoula County, Montana or nationwide. Sparse data for 59847 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 figure for 59847 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 59847 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.