ZIP 59875 Property Distress & Foreclosure Data

DLRadar grades ZIP 59875 (Ravalli County, Montana) at a low 18/100 for overall property distress. Structural risk reads 39/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (61/100), structural risk (39/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (78/100)).

The peak-phase market in 59875 posted values that rose 3.4% over the year, and 20% higher over three years, at 41/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $525,500 here, or 7.1 times local income. There are about 1,763 housing units across 59875. Population is roughly 4,110 with a median age of 47. Rent burden reaches 5% of tenant households. Vacancy runs 11.0%. About 29% have a four-year degree. The tenure split is 85% owner-occupied to 15% rented. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 59875 scores 33/100. Households earn a median $64,806 — below the roughly $78,000 national figure.

On balance 59875 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.