ZIP 59875 Foreclosure, Tax-Lien & Distress Report

ZIP code 59875 in Ravalli County, Montana carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 36/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (36/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100).

The peak-phase market in 59875 posted values that rose 2.2% over the year, and 20% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $525,500, an affordability ratio of 7.1× — stretched. There are about 1,763 housing units across 59875. About 4,110 people live here, median age 47. Rent burden reaches 5% of tenant households. Vacancy runs 11.0%. About 29% have a four-year degree. 85% of housing is owner-occupied. The poverty rate is 4.3% — low. DLRadar's demographic-stress index for the area reads 33/100. Median household income is $64,806, below the U.S. median near $78,000.

Net-net, 59875 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 59875 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 59875 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 59875, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 59875's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 59875 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.