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Ravalli County, MT: Foreclosures, Tax Liens & Distressed Properties

Ravalli County, MT, Montana: 9 ZIP codes scored, Ravalli County, MT averaging 14/100 (minimal, Ravalli, MT), from 13 to 18. Ravalli County, MT is in its peak phase (Ravalli, MT confidence 21/100): Ravalli, MT home prices up 2.2% (Ravalli, MT) over twelve months. Ravalli County, MT lender headwind: 59/100.

Highest-scoring Ravalli County, MT ZIPs: 59833 (18/100), 59827 (13/100), 59828 (13/100), 59829 (13/100), 59840 (13/100), 59841 (13/100). Also scored in Ravalli County, MT: 59870, 59871, 59875.

Across Ravalli County, MT's scored ZIPs: median home value $459,756, household income $73,191, 18.0% vacancy, 10.1% poverty, 80% owner-occupied, median age 51.4.

Ravalli County, MT insurance distress 0/100 (#2,851 in the US); FEMA hazard 0/100 for Ravalli, MT; 1 federal disaster declaration in Ravalli County, MT since 2023; Ravalli, MT construction distress 15/100.

7 banks with 17 branches lend in Ravalli County, MT; Ravalli, MT weighted bank stress 65/100, highest 82/100 in Ravalli, MT.

Ravalli County, MT unemployment 3.2% (Ravalli, MT -1.8 pts, six months); 36 new housing units permitted in Ravalli County, MT over twelve months, Ravalli, MT up 38% from 26; Ravalli, MT home prices +12.7% a year (Ravalli, MT) over three years.

21,179 housing units in Ravalli County, MT; 4,022 Ravalli, MT renter households; 41% of Ravalli, MT renters spend 30%+ of income on rent, 16% (Ravalli, MT) half or more.

Ravalli County, MT ranks #2,208 nationally on the opportunity index (Ravalli, MT, among all ranked counties); Ravalli, MT scores 27.0/100 and Ravalli, MT sits #38 inside Montana. Ravalli, MT is in the weak opportunity phase; Ravalli, MT's primary driver is bank institutional, Ravalli, MT second driver vacancy; Ravalli, MT moved down 87 places. 11 short-sale listings across Ravalli, MT; 68 days on market observed in Ravalli, MT; 10.1% vacancy over 9 Ravalli, MT ZIPs.

No CFPB county sample covers Ravalli County, MT. The non-metro area reading for Ravalli, MT: 0.7% ninety-plus days late; Ravalli, MT's thirty-to-eighty-nine share is 2.0% (Ravalli, MT, December 2025 data); Montana overall 0.6%.

Ravalli County, MT has 6 watched banks; 6 Ravalli, MT banks sit in an elevated band. Ravalli, MT footprints: Farmers State Bank (5 branches, stress 82) in Ravalli, MT; Trailwest Bank (4 branches, stress 61) in Ravalli, MT; Glacier Bank (3 branches, stress 54) in Ravalli, MT.

2,518 of the 21,179 housing units in Ravalli, MT sit vacant. Ravalli County, MT permitted 13 multifamily units in twelve months; Ravalli, MT's one-to-four unit structures added 23 units in Ravalli County, MT.

Peak
Market phase
2.2%
Ravalli, MT HPI YoY
0%
Drawdown
21
Ravalli confidence

Ravalli County ZIPs ranked by distress

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