ZIP 59828 Foreclosure, Tax-Lien & Distress Report
Ravalli County, Montana · Distress market
DLRadar grades ZIP 59828 (Ravalli County, Montana) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). Its heaviest discrete signals: construction/permit lag (47/100), structural risk (36/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Latent structural risk is 36/100 while live distress already moving reads 1/100.
The market reads peak — home values rose 2.2% year on year, and 21% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 2,465 housing units. The vacancy rate is 5.2%. Home values center near $544,500, an affordability ratio of 5.2×. Around 35% of renters are cost-burdened. Households earn a median $82,265 — near the roughly $78,000 national figure. Around 22% of adults hold a bachelor's degree or higher. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 5,798 with a median age of 49. 8.8% of residents fall below the poverty threshold.
Overall 59828 looks resilient on the surface, so the edge is isolating individual stressed parcels. 59828 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 59828 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Ravalli County, Montana and the nation. Sparse data for 59828 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 17/100 figure for 59828 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 59828 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 59828’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 59828 by the numbers
The live 59828 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock parcel-level detail for ZIP 59828
Every distressed parcel in 59828 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology