ZIP 59828 Property Distress & Foreclosure Data

ZIP code 59828 in Ravalli County, Montana carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (78/100). What sets it apart are the readings on construction/permit lag (61/100), structural risk (39/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 39/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 21% higher over three years, at 41/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 2,465 housing units across 59828. Vacancy runs 5.2%. The typical home is worth about $544,500 (5.2× income). Rent burden reaches 35% of tenant households. At $82,265, median income runs near typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. 5,798 residents call 59828 home, typically aged 49. The poverty rate is 8.8%.

On balance, 59828 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.