ZIP 59841 Property Distress & Foreclosure Data

ZIP code 59841 in Ravalli County, Montana carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (61/100), structural risk (39/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). On the structural side it scores 39/100, with 1/100 of stress already active.

The market reads peak — home values rose 3.4% year on year (phase confidence 41/100). Topping markets hide individual distress behind strong averages.

14.4% of residents fall below the poverty threshold. About 847 people live here, median age 22. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $230,000, an affordability ratio of 2.8× — accessible. Median household income is $70,694, near the U.S. median near $78,000. Owners hold 67% of homes, renters 33%. Around 30% of renters are cost-burdened. The vacancy rate is 3.0%. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 189 housing units.

Net-net, 59841 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.