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Where distress is building, which way the cycle is turning, and what is live now.

ZIP 59841 Foreclosure, Tax-Lien & Distress Report

Ravalli County, Montana · Distress market

ZIP 59841's composite property-distress score is 17/100 - DLRadar classes that as low for Ravalli County, Montana. What sets it apart are the readings on construction/permit lag (47/100), structural risk (36/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (78/100)). The latent-versus-live split is 36/100 structural and 1/100 already moving.

The market reads peak — home values rose 2.2% year on year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

14.4% of residents fall below the poverty threshold. Population is roughly 847 with a median age of 22. The demographic-stress sub-score lands at 31/100. A median home runs $230,000 here, or 2.8 times local income. Median household income is $70,694, near the U.S. median near $78,000. 67% of housing is owner-occupied. Rent burden reaches 30% of tenant households. Vacancy runs 3.0%. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 189 housing units.

Overall, 59841 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 59841 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 59841, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 59841's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 59841 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

17/100
Composite stress
36/100
Structural risk
1/100
Distress activity

ZIP 59841 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk78
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 59841 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 59841, the same set carried on every parcel.

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Neighbouring ZIPs in Ravalli County

More distress data near 59841

Other reports tied to Ravalli County, Montana — ZIP, county and statewide.

Get the full acquisition report for 59841

See who owns each distressed property in 59841, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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