ZIP 59870 Property Distress & Foreclosure Data

DLRadar grades ZIP 59870 (Ravalli County, Montana) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (78/100). On the structural side it scores 39/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (61/100), structural risk (39/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 12% higher over three years (phase confidence 41/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $80,389, median income runs near typical U.S. levels. The poverty rate is 7.5%. 12,247 residents call 59870 home, typically aged 49. The vacancy rate is 7.5%. Around 27% of renters are cost-burdened. Around 29% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. The typical home is worth about $515,600 (5.8× income). The ZIP holds roughly 5,153 housing units.

On balance, 59870 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.