ZIP 59871 Foreclosure, Tax-Lien & Distress Report

In Ravalli County, Montana, ZIP 59871 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 36/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (47/100), structural risk (36/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (78/100).

The peak-phase market in 59871 posted values that rose 2.2% over the year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

There are about 372 housing units across 59871. Home values center near $457,900, an affordability ratio of 9.5× — stretched. The vacancy rate is 66.8% — elevated. On demographic stress specifically, 59871 scores 48/100. Owners hold 80% of homes, renters 20%. Households earn a median $46,615 — below the roughly $78,000 national figure. Around 0% of renters are cost-burdened. Educational attainment sits at 25% bachelor's-or-above. 277 residents call 59871 home, typically aged 67. 18.4% of residents fall below the poverty threshold.

Taken together, 59871 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 59871 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 59871 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 59871 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 59871 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 59871 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.