ZIP 59762 Foreclosure, Tax-Lien & Distress Report

ZIP 59762's composite property-distress score is 10/100 - DLRadar classes that as minimal for Deer Lodge County, Montana. Structurally it carries 20/100, against 1/100 of stress already in motion. Its standout signals are construction/permit lag (24/100), structural risk (20/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (5/100) stay muted.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 33% have a four-year degree. 22.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 41/100. The ZIP holds roughly 225 housing units. The vacancy rate is 51.3% — elevated. 223 residents call 59762 home, typically aged 59. Median household income is $55,625, below the U.S. median near $78,000. 92% of housing is owner-occupied. Around 0% of renters are cost-burdened. Home values center near $386,700, an affordability ratio of 7.9× — stretched.

On the whole, 59762 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 59762 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Deer Lodge County, Montana and the nation. Where the public record is thin for 59762, the field stays empty rather than modeled, and fills in as new documents post.

Behind 59762's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 59762 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.