ZIP 59761 Foreclosure, Tax-Lien & Distress Report
Beaverhead County, Montana · High Vacancy market
Beaverhead County, Montana's ZIP 59761 registers 13/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — FEMA disaster exposure (72/100). Property-level stress concentrates in institutional ownership (32/100), structural risk (25/100), mortgage stress (5/100). By contrast, structural risk (25/100) and mortgage stress (5/100) register low. The latent-versus-live split is 25/100 structural and 1/100 already moving.
The market reads peak — home values rose 2.2% year on year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 303 people live here, median age 61. A median home runs $253,600 here, or 5.0 times local income. Around 25% of renters are cost-burdened. The poverty rate is 5.0% — low. Vacancy runs 40.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $59,837 — below the roughly $78,000 national figure. The tenure split is 72% owner-occupied to 28% rented. There are about 237 housing units across 59761. On demographic stress specifically, 59761 scores 35/100. About 19% have a four-year degree.
Taken together, 59761 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 59761 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 59761 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 59761, the field stays empty rather than modeled, and fills in as new documents post.
The 13/100 figure for 59761 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 59761 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 59761
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 59761 Stress Report snapshot
59761 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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