ZIP 59829 Foreclosure, Tax-Lien & Distress Report
Ravalli County, Montana · High Vacancy market
In Ravalli County, Montana, ZIP 59829 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). The latent-versus-live split is 39/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (61/100), structural risk (39/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.
The market reads peak — home values rose 3.4% year on year, and 10% higher over three years (phase confidence 41/100). Topping markets hide individual distress behind strong averages.
Median household income is $63,996, below the U.S. median near $78,000. The vacancy rate is 24.3% — elevated. 8.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100. Owners hold 76% of homes, renters 24%. Home values center near $437,900, an affordability ratio of 6.3×. Around 39% of renters are cost-burdened. About 2,338 people live here, median age 59. Educational attainment sits at 25% bachelor's-or-above. The ZIP holds roughly 1,293 housing units.
Net-net, 59829 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 59829
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 59829 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Ravalli County
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Deterministic. Every signal traces to a public dataset · methodology