ZIP 59829 Foreclosure, Tax-Lien & Distress Report

ZIP 59829's composite property-distress score is 17/100 - DLRadar classes that as low for Ravalli County, Montana. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). On the structural side it scores 36/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (47/100), structural risk (36/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 59829 posted values that rose 2.2% over the year, and 10% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $63,996, below the U.S. median near $78,000. The vacancy rate is 24.3% — elevated. 8.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100. 76% of housing is owner-occupied. A median home runs $437,900 here, or 6.3 times local income. Around 39% of renters are cost-burdened. About 2,338 people live here, median age 59. Educational attainment sits at 25% bachelor's-or-above. There are about 1,293 housing units across 59829.

On the whole, 59829 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 59829 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 59829 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59829 can be compared directly against any other ZIP in Ravalli County, Montana or nationwide. Where the public record is thin for 59829, the field stays empty rather than modeled, and fills in as new documents post.

59829's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 59829 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.