ZIP 59840 Property Distress & Foreclosure Data

Ravalli County, Montana's ZIP 59840 registers 18/100 composite distress, which DLRadar reads as low. Structural exposure scores 39 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (39/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (78/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 11% higher over three years, at 41/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $428,100 (6.2× income). The demographic-stress sub-score lands at 37/100. There are about 7,640 housing units across 59840. Rent burden reaches 37% of tenant households. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Around 33% of adults hold a bachelor's degree or higher. 69% of housing is owner-occupied. At $64,493, median income runs below typical U.S. levels. 14,775 residents call 59840 home, typically aged 49. The poverty rate is 10.2%.

Overall, 59840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.