ZIP 59868 Foreclosure, Tax-Lien & Distress Report

ZIP 59868's composite property-distress score is 15/100 - DLRadar classes that as low for Missoula County, Montana. The split runs 31/100 structural to 1/100 active on the ground. Property-level stress concentrates in structural risk (31/100), construction/permit lag (27/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (78/100)).

The peak-phase market in 59868 posted values that held roughly flat over the year, 1.7% off the recent peak, and 21% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 91% of homes, renters 9%. Vacancy runs 46.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $391,600 here, or 5.9 times local income. The poverty rate is 7.5%. Population is roughly 1,659 with a median age of 63. There are about 1,595 housing units across 59868. Around 27% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 36/100. Households earn a median $48,409 — below the roughly $78,000 national figure. About 24% have a four-year degree.

Taken together, 59868 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 59868's 15/100 can be lined up against any neighbor in Missoula County, Montana or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 59868 reflects the current record instead of a stale or modeled snapshot.

The 15/100 for 59868 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 59868 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.