ZIP 59868 Property Distress & Foreclosure Data

Missoula County, Montana's ZIP 59868 registers 15/100 composite distress, which DLRadar reads as low. Structural risk reads 32/100 against active distress of 1/100. The most distinctive pressure shows up in structural risk (32/100), construction/permit lag (31/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100).

The market reads contraction — home values fell 2.0% year on year, 2.2% off the recent peak, and 21% higher over three years, at 80/100 phase confidence. A cooling market tends to open discount-to-value windows.

Owners hold 91% of homes, renters 9%. Vacancy runs 46.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $391,600, an affordability ratio of 5.9×. 7.5% of residents fall below the poverty threshold. About 1,659 people live here, median age 63. There are about 1,595 housing units across 59868. Rent burden reaches 27% of tenant households. DLRadar's demographic-stress index for the area reads 36/100. Median household income is $48,409, below the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above.

Net-net, 59868 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.