Missoula County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Missoula County, Montana? DLRadar grades every Missoula County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Missoula County breakdown.
- Missoula County's most distressed ZIP is 59801 at 15/100.
- 17 ZIP codes tracked in Missoula County, averaging 14/100 distress.
- Missoula County reads peak — home values up 0.2% year over year, 1.8% off peak.
- Vacancy runs 12.5% across Missoula County's tracked ZIPs, with a 15.2% poverty rate.
- The typical Missoula County home is worth about $445,769 against a ~$73,923 median income.
- Lending headwind in Missoula County sits at 48/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59801 | 15/100 |
| 2 | 59802 | 15/100 |
| 3 | 59803 | 15/100 |
| 4 | 59804 | 15/100 |
| 5 | 59808 | 15/100 |
| 6 | 59812 | 15/100 |
| 7 | 59823 | 15/100 |
| 8 | 59826 | 15/100 |
| 9 | 59833 | 15/100 |
| 10 | 59834 | 15/100 |
| 11 | 59846 | 15/100 |
| 12 | 59847 | 15/100 |
Most distressed ZIP codes in Missoula County (composite distress 0-100, 2026)
What is driving Missoula County distress
Nothing here is estimated: Missoula County is scored from filings alone, and its ZIPs average 14/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Missoula County market phase and pricing
The cycle in Missoula County is peak, with values up 0.2% year over year and 1.8% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
Which Missoula County ZIP scores worst for distress?
ZIP 59801 leads Missoula County at 15/100, recomputed monthly from public records.
How would you describe the Missoula County market phase?
Missoula County reads peak, with home prices up 0.2% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Missoula County numbers?
Each Missoula County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 17 local ZIPs and every other county in the country.
How much do distress scores vary between Missoula County ZIP codes?
The county figure is a blend, not a description. Across the Missoula County ZIPs DLRadar ranks, scores run from 15/100 in 59801 down to 15/100 in 59847, against a Missoula County average of 14/100. The 0-point range is the argument for ZIP-level search across Missoula County.
What do Missoula County home values and vacancy say about distressed supply?
The typical Missoula County home carries about $445,769 of value against a median household income near $73,923. Vacancy across Missoula County's tracked ZIPs runs 12.5% and the poverty rate is 15.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Missoula County's foreclosure and tax-lien filings and its 48/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.