ZIP 59854 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 59854 (Powell County, Montana) at a minimal 8/100 for overall property distress. Leading the profile are institutional ownership (30/100), mortgage stress (16/100), structural risk (16/100). On the quiet end sit mortgage stress (16/100) and structural risk (16/100). Structural risk reads 16/100 against active distress of 5/100. It additionally carries heavy environmental risk: FEMA disaster exposure (72/100).

The peak-phase market in 59854 posted values that rose 2.2% over the year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 46.5%, above the national norm and a classic distress-and-opportunity signal. There are about 172 housing units across 59854. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. About 30% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. Home values center near $583,300, an affordability ratio of 5.8×. Households earn a median $81,250 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 11% of tenant households. Population is roughly 185 with a median age of 60.

Taken together, 59854 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 59854 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 59854's 8/100 can be lined up against any neighbor in Powell County, Montana or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 59854, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 59854 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 8/100 roll-up. The point of the 59854 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.