ZIP 59639 Property Distress & Foreclosure Data

ZIP code 59639 in Lewis And Clark County, Montana carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (74/100), FEMA disaster exposure (64/100). What sets it apart are the readings on construction/permit lag (88/100), structural risk (61/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (15/100) stay muted.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, 3.7% off the recent peak, and 91% higher over three years, at 35/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

993 residents call 59639 home, typically aged 58. The typical home is worth about $371,700 (6.4× income). Vacancy runs 45.1%, above the national norm and a classic distress-and-opportunity signal. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. There are about 1,017 housing units across 59639. The poverty rate is 4.6% — low. At $46,284, median income runs below typical U.S. levels. Rent burden reaches 0% of tenant households. Around 26% of adults hold a bachelor's degree or higher.

Taken together, 59639 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.