ZIP 59421 Property Distress & Foreclosure Data

Cascade County, Montana's ZIP 59421 registers 18/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). The latent-versus-live split is 38/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (38/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

The market reads contraction — home values held roughly flat year on year, 4.0% off the recent peak, and 17% higher over three years (phase confidence 31/100). A cooling market tends to open discount-to-value windows.

Median household income is $71,688, near the U.S. median near $78,000. Around 40% of renters are cost-burdened. 12.4% of residents fall below the poverty threshold. The vacancy rate is 37.0% — elevated. The ZIP holds roughly 1,474 housing units. Educational attainment sits at 30% bachelor's-or-above. About 2,039 people live here, median age 51. Owners hold 86% of homes, renters 14%. DLRadar's demographic-stress index for the area reads 35/100. Home values center near $377,900, an affordability ratio of 4.7×.

Net-net, 59421 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.