ZIP 59472 Foreclosure, Tax-Lien & Distress Report

In Cascade County, Montana, ZIP 59472 scores 13 of 100 for composite distress, a minimal level on DLRadar's distress index. The sharpest non-environmental signals are structural risk (27/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and construction/permit lag (3/100). Structurally it carries 27/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (84/100)).

The market reads expansion — home values rose 7.0% year on year, 2.4% off the recent peak, and 13% higher over three years (phase confidence 73/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $61,023, median income runs below typical U.S. levels. Around 33% of renters are cost-burdened. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. Around 24% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 31/100. The typical home is worth about $235,300 (4.4× income). Roughly 13.1% live below the poverty line. The ZIP holds roughly 251 housing units. Population is roughly 512 with a median age of 55. The tenure split is 85% owner-occupied to 15% rented.

On the whole, 59472 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 59472 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59472 can be compared directly against any other ZIP in Cascade County, Montana or nationwide. Where the record is thin for 59472, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 59472 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. In workflow terms, 59472 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.