ZIP 59463 Foreclosure, Tax-Lien & Distress Report

ZIP code 59463 in Cascade County, Montana carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (40/100), structural risk (35/100), institutional ownership (4/100). By contrast, structural risk (35/100) and institutional ownership (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (80/100). On the structural side it scores 35/100, with 0/100 of stress already active.

The market reads peak — home values held roughly flat year on year, 3.8% off the recent peak (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

10.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 58/100. Owners hold 92% of homes, renters 8%. Around 100% of renters are cost-burdened. Median household income is $40,972, below the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. The vacancy rate is 77.8% — elevated. Home values center near $344,700, an affordability ratio of 8.2× — stretched. The ZIP holds roughly 329 housing units. About 110 people live here, median age 69.

Net-net, 59463 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.