ZIP 59465 Foreclosure, Tax-Lien & Distress Report

ZIP code 59465 in Cascade County, Montana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (27/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and construction/permit lag (3/100) register low. On the structural side it scores 27/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (84/100).

The market reads expansion — home values rose 7.0% year on year, 2.4% off the recent peak, at 73/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

100% of housing is owner-occupied. The vacancy rate is 86.7% — elevated. The typical home is worth about $227,300. About 19% have a four-year degree. 33 residents call 59465 home, typically aged 55. On demographic stress specifically, 59465 scores 69/100. There are about 158 housing units across 59465. Roughly 36.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 59465 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 59465 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 59465 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 59465 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 for 59465 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 59465 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.