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ZIP 59487 Foreclosure, Tax-Lien & Distress Report

Cascade County, Montana · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 59487 in Cascade County, Montana comes in at 13, a minimal composite-distress reading. What sets it apart are the readings on structural risk (27/100), construction/permit lag (5/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (4/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (80/100)). Latent structural risk is 27/100 while live distress already moving reads 1/100.

The market reads expansion — home values rose 6.7% year on year, 2.2% off the recent peak, and 17% higher over three years (phase confidence 67/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $53,894, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 38/100. There are about 657 housing units across 59487. Rent burden reaches 67% of tenant households. The typical home is worth about $229,300 (4.0× income, relatively affordable). Population is roughly 1,466 with a median age of 41. About 12% have a four-year degree. Owners hold 85% of homes, renters 15%. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 14.0% — elevated.

On the whole, 59487 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 59487 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 59487 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 figure for 59487 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 59487 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
27/100
Structural risk
1/100
Distress activity

ZIP 59487 distress signals, scored

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk80
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 59487 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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