ZIP 59487 Property Distress & Foreclosure Data

In Cascade County, Montana, ZIP 59487 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (40/100), structural risk (35/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (80/100). The latent-versus-live split is 35/100 structural and 1/100 already moving.

The market reads peak — home values held roughly flat year on year, 3.7% off the recent peak, and 17% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Median household income is $53,894, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. The ZIP holds roughly 657 housing units. Around 67% of renters are cost-burdened. Home values center near $229,300, an affordability ratio of 4.0× — accessible. About 1,466 people live here, median age 41. Educational attainment sits at 12% bachelor's-or-above. Owners hold 85% of homes, renters 15%. 18.1% of residents fall below the poverty threshold. The vacancy rate is 14.0% — elevated.

Net-net, 59487 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.