ZIP 59401 Property Distress & Foreclosure Data

DLRadar grades ZIP 59401 (Cascade County, Montana) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (40/100), structural risk (36/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (84/100)). On the structural side it scores 36/100, with 1/100 of stress already active.

The contraction-phase market in 59401 posted values that held roughly flat over the year, 4.0% off the recent peak, and 20% higher over three years (phase confidence 32/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 43% of renters are cost-burdened. About 27% have a four-year degree. A median home runs $223,200 here, or 3.8 times local income. On demographic stress specifically, 59401 scores 35/100. The tenure split is 58% owner-occupied to 42% rented. Households earn a median $53,750 — below the roughly $78,000 national figure. The vacancy rate is 11.1%. The ZIP holds roughly 6,941 housing units. Population is roughly 13,600 with a median age of 38.

On the whole, 59401 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.