ZIP 59401 Foreclosure, Tax-Lien & Distress Report

ZIP code 59401 in Cascade County, Montana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (27/100), construction/permit lag (5/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (84/100)). On the structural side it scores 27/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, 2.4% off the recent peak, and 20% higher over three years (phase confidence 73/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

19.8% of residents fall below the poverty threshold. Rent burden reaches 43% of tenant households. Around 27% of adults hold a bachelor's degree or higher. The typical home is worth about $223,200 (3.8× income, relatively affordable). The demographic-stress sub-score lands at 35/100. The tenure split is 58% owner-occupied to 42% rented. At $53,750, median income runs below typical U.S. levels. Vacancy runs 11.1%. There are about 6,941 housing units across 59401. Population is roughly 13,600 with a median age of 38.

On balance 59401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 59401 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 59401's 13/100 can be lined up against any neighbor in Cascade County, Montana or any ZIP coast to coast. Sparse data for 59401 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 13/100 figure for 59401 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 59401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.