ZIP 59440 Property Distress & Foreclosure Data

ZIP code 59440 in Chouteau County, Montana carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (42/100), structural risk (34/100), institutional ownership (20/100). On the quiet end sit structural risk (34/100) and institutional ownership (20/100). Structural exposure scores 34 and live distress 0 on the 0–100 scale.

The peak-phase market in 59440 posted values that rose 2.2% over the year, 1.3% off the recent peak, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 427 with a median age of 44. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. There are about 223 housing units across 59440. The tenure split is 64% owner-occupied to 36% rented. Households earn a median $121,875 — above the roughly $78,000 national figure. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. About 22% have a four-year degree. On demographic stress specifically, 59440 scores 20/100. A median home runs $228,200 here, or 1.8 times local income. Rent burden reaches 0% of tenant households.

On the whole, 59440 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.