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Where stress is building, how the cycle is turning, and what is live now.

ZIP 59460 Foreclosure, Tax-Lien & Distress Report

Chouteau County, Montana · High Vacancy market

ZIP 59460's composite property-distress score is 13/100 - DLRadar classes that as minimal for Chouteau County, Montana. Leading the profile are structural risk (27/100), institutional ownership (24/100), construction/permit lag (23/100). construction/permit lag (23/100) and mortgage stress (15/100) stay muted. The split runs 27/100 structural to 4/100 active on the ground.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $48,875, median income runs below typical U.S. levels. On demographic stress specifically, 59460 scores 21/100. About 23% have a four-year degree. Vacancy runs 26.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 148 housing units. About 227 people live here, median age 65. A median home runs $113,000 here, or 2.2 times local income. The tenure split is 97% owner-occupied to 3% rented. 3.5% of residents fall below the poverty threshold.

Net-net, 59460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 59460 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 59460 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 59460, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 figure for 59460 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 59460 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

13/100
Composite stress
27/100
Structural risk
4/100
Distress activity

What is driving ZIP 59460’s distress

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk37
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 59460 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 59460, the same set carried on every parcel.

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