ZIP 59442 Foreclosure, Tax-Lien & Distress Report
Chouteau County, Montana · High Vacancy market
In Chouteau County, Montana, ZIP 59442 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (27/100), institutional ownership (24/100), construction/permit lag (23/100). By contrast, construction/permit lag (23/100) and mortgage stress (15/100) register low. Structural risk reads 27/100 against active distress of 4/100.
Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 21% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 1,777 people live here, median age 44. Home values center near $254,000, an affordability ratio of 3.1× — accessible. 75% of housing is owner-occupied. The vacancy rate is 23.8% — elevated. Around 21% of renters are cost-burdened. At $68,024, median income runs below typical U.S. levels. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 950 housing units. Around 28% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100.
Taken together, 59442 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 59442 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 59442 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Chouteau County, Montana and the nation. The score is rebuilt from public data as it updates, so 59442 reflects the current record instead of a stale or modeled snapshot.
59442's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 59442 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 59442
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 59442 by the numbers
Current distress, phase, housing and lender-pressure figures for 59442, drawn from the same report attached to each property.
Chouteau County ZIPs near 59442
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Built from public records, scored the same way everywhere · methodology