ZIP 59446 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 59446 (Chouteau County, Montana) at a minimal 10/100 for overall property distress. Property-level stress concentrates in institutional ownership (22/100), structural risk (20/100), mortgage stress (15/100). By contrast, structural risk (20/100) and mortgage stress (15/100) register low. Structurally it carries 20/100, against 4/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $152,500, an affordability ratio of 2.2× — accessible. The ZIP holds roughly 373 housing units. About 605 people live here, median age 51. Around 12% of renters are cost-burdened. At $55,000, median income runs below typical U.S. levels. On demographic stress specifically, 59446 scores 27/100. The vacancy rate is 32.6% — elevated. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 77% owner-occupied to 23% rented. About 27% have a four-year degree.

Net-net, 59446 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 59446 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 59446 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 59446 reflects the current record instead of a stale or modeled snapshot.

The 10/100 for 59446 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 59446 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.